We have a new piece published in Business History, Complexity in History: modelling the organisational demography of the British banking sector. Continuing our work modelling the British banking sector we have responded to the very interesting comment by J Bissell, “The decline in the British bank population since 1810 obeys a law of negative compound interest“, on our original paper. This gave us the opportunity further discuss the role of modelling in understanding historical processes and present some more recent insights into the development of the banking sector. We where also able to revisit the Tipping Point in the sector and question whether it is indeed a tipping point at all.